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In the US State of Arizona, drivers can get penalty points or a demerit point, which can result in their driving license being canceled or suspended. A driving license can be suspended or canceled based on the number of penalty points accumulated by Arizona State drivers over a period of time because of the traffic offenses or infringements they committed during that period.
You can contact the Department of Motor Vehicles (DMV) for your State to check your penalty points. To check If Speeding Points Affect Insurance, read our article.
How do Points on a Driver’s License Affect Insurance in Arizona?
In Arizona, driver’s license points affect insurance premium costs. Based on our case study, Arizona’s average car insurance premium is $1,743 per year for no violation points. If you get driving penalty points for a fault accident, your insurance premium cost will increase by an average of 27%, which will be $1,771 on average. Racing or reckless driving points can grow up to 44% of your insurance premium policy, so these offenses generate an average insurance cost of $2,504 in Arizona.
However, each insurance company has its driving points records ranking system. For the same offenses or penalty points, you can have different insurance premium increases in various companies.
For example, for a same-fault accident in Arizona, Nationwide can increase the insurance policy by 10%, while Allstate and Progressive insurance can increase up to 38%.
How long do points stay on your driving record in Arizona?
In Arizona, you can get points off your license by waiting for them to expire. However, points stop counting towards a suspension after 12 months, and you cannot do anything to remove them otherwise.
How much do 2 points affect insurance in Arizona?
In Arizona, on average, two penalty points will affect a 4% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs by up to 56%.
How much do 3 points affect insurance in Arizona?
In Arizona, on average, three penalty points will affect an 8% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, others can increase costs by up to 70%.
How much do 4 points affect insurance in Arizona?
In Arizona, four penalty points will affect an average 8% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, others can increase costs up to 100%.
How much do 5 points affect insurance in Arizona?
In Arizona, five penalty points will affect an average 9% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, others can increase costs up to 100%.
How much do 6 points affect insurance in Arizona?
In Arizona, 6 penalty points will affect an average 9% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
How much do 7 points affect insurance in Arizona?
In Arizona, seven penalty points will affect an average 30% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
How much do 8 points affect insurance in Arizona?
In Arizona, eight penalty points will affect an average 38% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
The length of a suspension period for any Arizona license holder
- Each time you are convicted or forfeit bail for a moving traffic violation, points are assessed against your permanent driving record. If you accumulate eight or more points in any 12 months, you may be required to attend Traffic Survival School (TSS), or your driving privilege may be suspended for up to 12 months.
Offense and driving points record in Arizona
| Violation | Points |
|---|---|
| DUI | 8 |
| Extreme DUI | 8 |
| Reckless driving | 8 |
| Aggressive driving | 8 |
| Leaving the scene of the accident, hit-and-run | 6 |
| Failure to stop for a traffic signal, stop sign, or to yield the right-of-way, causing death | 6 |
| Failure to stop for a traffic signal, stop sign, or to yield the right-of-way, causing severe injury | 4 |
| Speeding | 3 |
| Driving over or parking in a gore area | 3 |
| All other moving violations | 2 |
From 2022.,Jason writes educational insurance articles for Promtinsurance.com.
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