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In the US State of Connecticut, drivers can get penalty points or a demerit point, which can result in their driving license being canceled or suspended. A license can be suspended or canceled based on the number of penalty points accumulated by Connecticut State drivers over a period of time because of the traffic offenses or infringements they committed during that period.
You can contact the Department of Motor Vehicles (DMV) for your State to check your penalty points. To check If Speeding Points Affect Insurance, read our article.
How do drivers on a Driver’s License Affect Insurance in Connecticut?
driver’scticut driver’s license points affect insurance premium costs. Based on our case study, Connecticut’s average car insurance premium is $2,098 per year for no violation points. If you get driving penalty points for a fault accident, your insurance premium cost will increase by an average of 29%, which will be $2,606 on average. Racing or reckless driving points can grow up to 46% of your insurance premium policy, so these offenses generate an average insurance cost of $3,426 in Connecticut.
However, each insurance company has its driving points records ranking system. For the same offenses or penalty points, you can have different insurance premium increases in various companies.
For example, for a same-fault accident in Connecticut, Nationwide can increase the insurance policy by 10%, while Allstate and Progressive insurance can increase up to 38%.
How long do points stay on your driving record in Connecticut?
In Connecticut, Points remain on your driving record for 24 months from the date they were assessed, after which they are removed. The point system is pretty cut and dry.
How much do 2 points affect insurance in Connecticut?
In Connecticut, on average, 2 penalty points affect a 5% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs by up to 57%.
How much do 3 points affect insurance in Connecticut?
In Connecticut, on average, 3 penalty points affect a 6% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs by up to 73%.
How much do 4 points affect insurance in Connecticut?
In Connecticut, four penalty points will affect an average 6% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs up to 100%.
How much do 5 points affect insurance in Connecticut?
In Connecticut, five penalty points will affect an average 10% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
How much do 6 points affect insurance in Connecticut?
In Connecticut, six penalty points will affect an average 9% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
How much do 7 points affect insurance in Connecticut?
In Connecticut, seven penalty points will affect an average 27% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, others can increase costs up to 100%.
How much do 8 points affect insurance in Connecticut?
In Connecticut, eight penalty points will affect an average 47% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, others can increase costs up to 100%.
The length of a suspension period for any Connecticut license holder
- If you have 6 points on your driving record at any point (remember, points disappear after years), you’ll get a warning letter from the DMV and must complete a driver retraining program.
- If you get ten or more points, your license will be suspended for 30 days.
- Once your license is suspended for 30 days, acquiring another 10 points against your license within a 5-year window will trigger a suspension of up to 2 years.
Offense and driving points record in Connecticut
| Sec. 14-218a | Operating at an unreasonable rate of speed | |
| Sec. 14-219 | Speeding | |
| Sec. 14-230 | Failure to drive in the right-hand lane | |
| Sec. 14-230a | Illegal use of limited access highway by bus, commercial vehicle, or vehicle with trailer | |
| Sec. 14-236 | Improper operation on multiple-lane highways | |
| Sec. 14-237 | Improper operation on a divided highway | |
| Sec. 14-239 | Wrong direction at rotary or one-way street | |
| Sec. 14-242 | Improper turn, illegal turn, illegal stopping, failure to signal intention to turn | |
| Sec. 14-243 | Improper backing or starting | |
| Sec. 14-244 | Failure tsignaOperator’signaOpeOperator’s | |
| 277 | Operator’s duties on stopping a school bus | |
| Sec. 14-289b | Operation of motorcycles abreast, illegal passing | |
| Sec. 14-303 | Wrong way on a one-way street | |
| Sec. 14-220 | Slow speed, impeding traffic | |
| Sec. 14-223 (a) | Disobeying orders of an officer | |
| Sec. 14-238 | Entering or leaving a controlled access highway other than a designated entrance or exit | |
| Sec. 14-238a | Entry upon a limited access highway other than a highway intersection or designated point | |
| Sec. 14-241 | Executing a turn from the wrong lane or contrary to traffic control devices | |
| Sec. 14-249 | Failure to obey signal at railroad crossing | |
| Sec. 14-250 | Failure to stop at railroad crossing by school bus, commercial motor vehicle carrying flammable or explosive substance, taxicab, motor vehicle in livery service, motor bus, motor vehicle used for the transportation of school children | |
| Sec. 14-298 | Failure to observe parkway or expressway restrictions | |
| Sec. 14-299 | Failure to obey traffic control signal light | |
| Sec. 14-301 | Failure to obey a stop sign | |
| Sec. 14-302 | Failure to obey the yield sign | |
| Sec. 14-304 | Operating a vehicle through a pedestrian safety zone | |
| Sec. 14-227a (b) | Driving while impaired | |
| Sec. 14-231 | Failure to keep to the right when meeting opposing traffic | |
| Sec. 14-232 | Improper passing or failure to yield to a passing vehicle | |
| Sec. 14-233 | Passing on right | |
| Sec. 14-234 | Passing in no passing zone | |
| Sec. 14-235 | Failure to keep to right on curve, grade, or when approaching the intersection | |
| Sec. 14-240 | Failure to drive a reasonable distance apart | |
| Sec. 14-245 | Failure to grant right of way at an intersection | |
| Sec. 14-246a | Failure to grant right of way at the junction of highways | |
| Sec. 14-247 | Failure to yield when emerging from the driveway or private road | |
| Sec. 14-247a | Failure to grant the right of way when emerging from an alley, driveway, or building | |
| Sec. 14-283 | Failure to grant the right of way to ambulance, police, or fire apparatus | |
| Sec. 14-300 | Failure to grant the right of way to a pedestrian | |
| Sec. 14-224 (c) | Wagering, speed record | |
| Sec. 14-240a | Inability to drive a reasonable distance apart, intent to harass | |
| Sec. 14-279 | Passing stopped school bus | |
| Sec. 14-281a | Operation of a school bus at excessive speed | |
| Sec. 14-222a | Negligent homicide with a motor vehicle |
From 2022.,Jason writes educational insurance articles for Promtinsurance.com.
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