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In the US State of Utah, drivers can get penalty points or a demerit point, which can result in their driving license being canceled or suspended. A license can be suspended or canceled based on the number of penalty points accumulated by Utah State drivers over a period of time because of the traffic offenses or infringements they committed during that period.
You can contact the Department of Motor Vehicles (DMV) for your State to check your penalty points. To check If Speeding Points Affect Insurance, read our article.
How Does a Driver’s License Affect Insurance in Utah?
Driver’s license points affect insurance premium costs. Based on our case study, Utah’s average car insurance premium is $1,165 per year for no violation points. If you get driving penalty points for a fault accident, your insurance premium cost will increase by an average of 21%, which will be $1,477 on average. Racing or reckless driving points can grow up to 60% of your insurance premium policy, so these offenses generate an average insurance cost of $2,025 in Utah.
However, each insurance company has its driving points records ranking system. For the same offenses or penalty points, you can have different insurance premium increases in various companies.
For example, for the same fault accident in Utah, Nationwide insurance company can increase 10% the insurance policy while Allstate and Progressive insurance can increase up to 38%.
How long do points stay on your driving record in Utah?
Drivers in Utah start with 0 points on their license and receive 35 points for minor violations as well as 80 points for primary violatdriver’sur. Your Utah driver’s license will be suspended if you accumulate 200 points in 36 months.
How much do 2 points affect insurance in Utah?
In Utah, on average, two penalty points affect a 5% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs by up to 59%.
How much do 3 points affect insurance in Utah?
In Utah, on average, 3 penalty points affect a 6% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs by up to 78%.
How much do 4 points affect insurance in Utah?
In Utah, 4 penalty points will affect an average 7% premium insurance increase. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs up to 100%.
How much do 5 points affect insurance in Utah?
In Utah, five penalty points will affect an average 9% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
How much do 6 points affect insurance in Utah?
In Utah, six penalty points will affect an average 10% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, others can increase costs up to 100%.
How much do 7 points affect insurance in Utah?
In Utah, 7 penalty points will affect an average 28% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
How much do 8 points affect insurance in Utah?
In Utah, eight penalty points will affect an average 44% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, others can increase costs up to 100%.
The length of a suspension period for any Utah license holder
Points for individual convictions are automatically removed from your record three (3) years after the violation date. As a further incentive, 50 points may be removed from your record for completion of a defensive driving course.
Offense and driving points record in Utah
| Violation | Number of Points Assigned |
| Speeding 1-10 miles per hour over the limit | 35 |
| Negligent collision | 50 |
| Improper passing | 50 |
| Red light violation | 50 |
| Stop sign violation | 50 |
| Speeding 11-20 miles per hour over the limit | 55 |
| Driving the wrong way on a one-way street | 60 |
| Following too close | 60 |
| Failure to yield right-of-way | 60 |
| Driving on the wrong side of the road | 60 |
| Speeding over 20 miles per hour over the limit | 75 |
| Reckless driving | 80 |
From 2022.,Jason writes educational insurance articles for Promtinsurance.com.
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