Table of Contents
In the US State of Washington DC, drivers can get penalty points or a demerit point where their driving license can be canceled or suspended. A driving license can be suspended or canceled based on the number of penalty points accumulated by Washington DC State drivers over some time because of the traffic offenses or infringements they committed during that period.
You can contact the Department of Motor Vehicles (DMV) for your State to check your penalty points. To check If Speeding Points Affect Insurance, read our article.
How do Points on a Driver’s License Affect Insurance in Washington, DC?
In Washington, DC, driver’s license points affect insurance premium costs. Based on our case study, the average car insurance premium in Washington, DC, is $1,674 per year for no violation points. If you get driving penalty points for a fault accident, your insurance premium cost will increase by an average of 21%, which will be $1,855 on average. Racing or reckless driving points can grow up to 60% of your insurance premium policy, so these offenses generate an average insurance cost of $2,491 in Washington, DC.
However, each insurance company has its driving points records ranking system. For the same offenses or penalty points, you can have different insurance premium increases in various companies.
For example, for a same-fault accident in Washington, DC, Nationwide insurance can increase the policy by 10%, while Allstate and Progressive insurance can increase up to 38%.
How long do points stay on your driving record in Washington, DC?
Drivers in Washington do not receive points on their licenses because Washington does not use a points-based system. Instead, drivers in Washington can have their license suspended for violations like DUIs, lapses in insurance coverage, or three serious offenses in 5 years.
How much do 2 points affect insurance in Washington, DC?
On average, two penalty points will affect a 6% premium insurance increase in Washington, DC. However, while some insurance companies will not increase your car insurance coverage policy, some can increase costs by up to 68%.
How much do 3 points affect insurance in Washington, DC?
On average, three penalty points will affect a 6% premium insurance increase in Washington, DC. However, while some insurance companies will not increase your car insurance coverage policy, others can increase costs by up to 77%.
How much do 4 points affect insurance in Washington, DC?
In Washington, DC, four penalty points affect an average 8% premium increase. However, while some insurance companies will not increase your car insurance coverage policy, others can increase costs up to 100%.
How much do 5 points affect insurance in Washington, DC?
In Washington, DC, five penalty points will affect nan average 8% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, others can increase costs up to 100%.
How much do 6 points affect insurance in Washington, DC?
In Washington, DC, six penalty points will affect nan average 11% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, others can increase costs up to 100%.
How much do 7 points affect insurance in Washington, DC?
In Washington, DC, 7 penalty points will affect an average 26% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
How much do 8 points affect insurance in Washington, DC?
In Washington, DC, eight penalty points will affect an average 50% premium insurance increase. However, while some insurance companies will increase your car insurance coverage policy by just a few percent, some can increase costs up to 100%.
The length of a suspension period for any Washington DC license holder
- When a driver reaches 12 points, the DMV will issue a driver’s license revocation notice. The minimum revocation period is six months.
- The DMV must issue a 90-day suspension for drivers who accumulate ten points.
- When a driver reaches 12 points, the DMV will issue a driver’s license revocation notice.
- The minimum revocation period is six months. A driver with prior point revocation can be revoked for one year.
- The minimum revocation is two years for drivers with two prior point suspensions.
Offense and driving points record in Washington, DC
| Violation | Points Assessed |
| Permit restriction violation | 4 |
| Unlisted violation | 2 |
| Unlisted violations contributing to the accident | 3 |
| Speeding 11 to 15 miles per hour over limit | 3 |
| Speeding 16 to 20 miles per hour over limit | 4 |
| Speeding 21 or more miles per hour over the limit | 5 |
| Hit and run (property damage) | 8 |
| Hit and run (injuries) | 12 |
| Reckless driving | 6 |
| Aggravated reckless driving | 12 |
| Driving while suspended or revoked | 12 |
| Using the license of another person | 12 |
| DUI (driving under the influence) | 12 |
| Felony involving motor vehicle | 12 |
| A misdemeanor involving motor vehicle | 6 |
| Failing to give right-of-way to emergency vehicle | 6 |
| Underage driving while alcohol in the system | 12 |
| Tailgating | 2 |
| Failing to stop for school bus signals | 4 |
| Fleeing or eluding an officer | 12 |
| Expired license (less than 90 days) | 2 |
| Failure to give right-of-way to pedestrians or cyclists | 3 (6 if results in collision) |
| Overtaking vehicle at a crosswalk | 3 |
| Seatbelt violation | 2 (3 for repeat offense) |
From 2022.,Jason writes educational insurance articles for Promtinsurance.com.
Please read :
Jason Martin biography
Write email: jason@promtinsurance.com