Insurance types

Plain explanations of what each kind of insurance covers, how claims work, and where policies commonly fall short.

Auto insurance

Claims, accidents, coverage limits and what affects premiums. — 92 articles

Health insurance

Deductibles, prescriptions, procedures and what plans cover. — 67 articles

Home insurance

Roofs, storm damage, water, and how homeowners claims work. — 44 articles

Life insurance

Policy types, payouts, cash value and beneficiaries. — 9 articles

By state

Insurance is regulated state by state. Minimum requirements, fault rules and company complaint records all differ.

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