Home insurance

Homeowners policies cover sudden damage rather than wear, which is why roof and water claims are the most commonly disputed.

44 articles

insurance claim form

How To Sue Your Homeowners Insurance Company?

After calamities like fires or earthquakes, homeowners' insurance pays for expenditures. A typical home insurance policy offers financial protection to...

docks boat insurance

Are Docks Covered By Homeowners Insurance?

Owning a waterfront property often means having the luxury of a private dock, adding a delightful charm to your residence. However, as a homeowner,...

roofr repair

How to Have Insurance Pay for New Roof?

When your home's roof is damaged, it can be expensive to repair or replace. Many homeowners believe their insurance will cover the cost of a new roof,...

Roof Decking

Should I Give My Roofer the Insurance Estimate?

Your home is your most significant investment, and as a homeowner, you want to ensure that it is well-maintained and protected. One of the most...

Polybutylene Pipes

Can you Get Homeowners Insurance With Polybutylene Pipes?

Polybutylene (PB) pipes are plastic in residential plumbing systems. These pipes were manufactured between the late 1970s and mid-1990s, and while they...

Title insurance

Does Title Insurance Cover Unpermitted Work?

Title insurance protects the buyer and lender against title fraud or mistakes in public records related to a property. It's also known for protecting...

flood house damage

Does Homeowners Insurance Cover Flood Damage?

Floods are one of the most destructive natural disasters, and they can cause severe damage to your home. Unfortunately, standard homeowner's insurance...

radon in houses

Does Homeowners Insurance Cover Radon Mitigation?

Radon is a radioactive gas linked to an increased risk of lung cancer. The Environmental Protection Agency (EPA) estimates that one in 15 homes has...

stucco wall damage

Does Homeowners Insurance Cover Stucco Damage?

Stucco damage is a standard problem homeowners face when dealing with their home's interior. Stucco is a cement-like material commonly used to coat the...

Roof Decking

What Kind of Roof Damage is Covered by Insurance?

One of the most important aspects of purchasing a homeowners insurance policy is what kind of roof damage will be covered. After all, roofs are...

Roof Decking

How to Get Insurance to Pay for Roof Decking?

A roof deck can add tremendous value and curb appeal to your home but can be costly. Fortunately, in some cases, you may be able to get your insurance...

Mortgage_Protection tips

What License Do You Need to Sell Mortgage Insurance?

A license to sell mortgage insurance is essential for an insurance agent. It is the key that unlocks access to the world of mortgage protection and...

Mortgage_Protection tips

Is House Insurance Cheaper Without a Mortgage?

For many homeowners, getting house insurance is essential to protecting their investment. However, many homeowners wonder if having a mortgage on their...

Mortgage_Protection tips

How to Sell Mortgage Protection Insurance?

Selling mortgage protection insurance is an essential part of the job for many insurance agents. Understanding the ins and outs of this type of policy...

crash - hit and run

Who is Third Party in a Car Accident?

In the insurance business, we can read some attractive legal terms. One of them is "party." By definition: FIRST-PARTY: An individual or policyholder...

insurance claim rejected

What to Do If Insurance Denied Roof Claim?

If you recently suffered damage to your home's roof, filing an insurance claim can be stressful and confusing. Unfortunately, it is all too common for...

Roof Decking

Can I Keep Insurance Money For Roof?

Can I keep insurance money for roof repairs? Many homeowners ask this question, especially when their roofs require repair or replacement. The answer...

Roof Decking

How to Get Homeowners Insurance With a Bad Roof?

Having a bad roof can be a significant obstacle in getting homeowners insurance. Even if your home is in excellent condition, a bad roof can make...

metal roof example

Does a Metal Roof Lower Your Insurance?

Metal roofs have become increasingly popular among homeowners due to their longevity, durability, and aesthetic appeal. However, many homeowners don't...

Roof Decking

How Much is Hail Damage For Insurance To Replace Roof?

Hail damage to your roof can be costly, so you must understand how much insurance costs to replace it when hail has been damaged. The cost of replacing...

Roof Decking

Does a New Roof Lower Your Homeowners Insurance?

A new roof is one of a homeowner's most important investments. Not only does it protect your home from the elements, but it can also help you save on...

Roof Decking

Does Homeowners Insurance Cover Shingles Blown Off Roof?

Homeowners insurance can be a great comfort in times of need, providing financial protection against many unexpected difficulties. But is it enough to...

Roof Decking

How to Get Insurance to Pay for Roof Replacement in Florida?

If you live in Florida and need to replace your roof, there are a few ways to ensure your insurance company will pay. In this article, we'll discuss...

Roof Decking

What do Insurance Adjusters Look for On Roofs?

Insurance adjusters are critical factors in the process of roof repairs. They examine several factors when assessing a roof, including age and...

metal roof example

Do Insurance Companies Cover Metal Roofs?

Metal roofs have become increasingly popular due to their longevity and energy efficiency. But do insurance companies cover metal roofs? The short...

Gable trussed roofs from 70s

How to Determine Age of Roof for Insurance?

Determining the age of a roof for insurance purposes is an important task that requires careful consideration. Knowing the age of a roof can help...

Roof Decking

How to Get Roofing Leads From Insurance Companies?

Getting roofing leads from insurance companies can be an excellent way for roofers to expand and increase their business. Insurance companies are often...

Roof Decking

Should I Call a Roofer or Insurance First?

Navigating your roofing problems can be tricky, but knowing the proper steps can make the process much smoother. When facing an issue with your roof,...

Roof Decking

Does Roof Claim Raise Insurance?

This is a pertinent question for many homeowners and business owners, as filing a roof claim can affect their insurance premiums. Understanding how...

Will Insurance Pay For Roof Repair?

Generally, spur-of-the-moment circumstances are better processed with a prearranged backup design. Even if stability is a permanent factor in your...

Does Home Insurance Cover Foundation Repair?

A person's most significant expenditure over his lifetime is purchasing a home. Given a home insurance policy's wide range of dangers, buying coverage...

condo example

Do I need Owner's Title Insurance For a Condo?

One of the decisions that must be made when purchasing a condo is buying owner-owner insurance. This type of insurance protects the condo owner from...

new construction planning and develop

Do I Need Title Insurance On New Construction?

New construction can be an exciting and rewarding project. But with all of the work that goes into building a new home, there are many important...

RV insurance

Does RV Insurance Cover Roof Leaks?

RV insurance is a specialized form of insurance designed to cover the unique risks associated with this type of vehicle ownership. It includes...

Does Home Insurance Cover Roof Leaks?

In the unfortunate event of an accident or other unforeseen circumstances, preparing a backup plan to protect your assets as much as possible would be...

flat roof

Which Insurance Companies Cover Flat Roofs?

When it comes to insurance policies for flat roofs, there are a few different companies that you can turn to for coverage. The type of coverage that...

metal roof example

How Long Will Insurance Cover a Metal Roof?

Metal roofing is an increasingly popular feature for homeowners wanting a solid, durable, fantastic roof. How Long Will Insurance Cover a Metal Roof? A...

Roof Decking

How Old Can a Roof Be in Florida For Insurance?

A roof's lifespan in Florida can vary widely based on climate, weather, and the materials used. The average life expectancy of a roof in the state is...

truss uplift

Is Truss Uplift Covered By Insurance?

Many people are unaware of the plethora of coverage options available when it comes to homeowners insurance. Truss uplift insurance is one such option...

Pool Cages

Are Pool Cages Covered By Insurance?

Having a pool in the backyard is a great way to cool down on hot summer days, but it can also be a source of risk if not properly maintained. For that...

Biohazard Cleanup

Does Homeowners Insurance Cover Biohazard Cleanup?

Homeowners' insurance policies can vary significantly from one provider to the next, so homeowners must understand their policy details before assuming...

Fuel Oil Release Coverage

What is Fuel Oil Release Coverage on Homeowners Insurance?

Fuel oil release coverage on homeowners insurance protects your home and property. This type of coverage helps to ensure that your insurance policy...

Roof Decking

How to File a Roof Insurance Claim?

Filing a roof insurance claim is not easy, as it requires much knowledge and dedication. Understanding the rules and regulations, paperwork, filing...

Leaking Shower water damage

Is Water Damage From Leaking Shower Covered by insurance?

Is your insurance going to cover the shower pan leak? Your shower pan might sustain damage and start to leak onto the subfloor. A leaking shower might...