Calculators › Risk & actuarial

Excess of loss layer calculator

Excess of loss reinsurance pays only the slice of a claim between the retention and the top of the layer, leaving everything above it uncovered.

Gross loss ($)Retention ($)Layer limit ($)

This is an educational tool, not a quote or advice. It uses general formulas and the figures you enter. Policy terms, state rules and insurer practice vary, so check anything important with a licensed agent.

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