Calculators › Health insurance
HDHP vs traditional plan calculator
High-deductible plans look risky until you count the HSA tax break and any employer contribution, which often close the gap entirely.
This is an educational tool, not a quote or advice. It uses general formulas and the figures you enter. Policy terms, state rules and insurer practice vary, so check anything important with a licensed agent.
More health insurance calculators
Health plan comparison
Compare two health plans on total annual cost: premiums, deductible, coinsurance and out-of-pocket maximum.
Out-of-pocket cost
Work out what you pay for a medical bill after deductible, coinsurance and the out-of-pocket maximum.
HSA savings
Project HSA growth and the tax saved by contributing pre-tax.
Prescription drug cost
Estimate yearly medication costs under copay or coinsurance drug tiers.
Dental insurance worth it?
Compare dental premiums and the annual maximum against the treatment you expect to need.
Critical illness cover
Size a critical illness lump sum from lost income, medical costs and fixed bills during recovery.