Calculators › Home & property
Personal property coverage calculator
Contents cover is usually set as a percentage of the dwelling limit rather than what you own, which is why so many people are underinsured on possessions.
Jewellery, art and collectibles usually carry a low sub-limit unless separately scheduled.
This is an educational tool, not a quote or advice. It uses general formulas and the figures you enter. Policy terms, state rules and insurer practice vary, so check anything important with a licensed agent.
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