Calculators › Home & property

Umbrella liability needs calculator

Liability judgments can reach beyond insurance into savings and future wages, so umbrella cover is usually sized to your net worth rather than your assets at risk today.

Total assets ($)Debts ($)Annual income ($)Auto liability limit ($)Home liability limit ($)

This is an educational tool, not a quote or advice. It uses general formulas and the figures you enter. Policy terms, state rules and insurer practice vary, so check anything important with a licensed agent.

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