Carriers › Public insurance groups
Clover Health Investments, Corp.
CLOV · NASDAQ · Health insurance
| Stock ticker | CLOV |
| SEC CIK | 0001801170 |
| Headquarters country | US |
| State or country of incorporation | DE |
| Fiscal year ends | December 31 |
| US insurance companies | 2 active |
Financial summary
From the company's annual 10-K filings with the SEC. US dollars.
| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Net premiums earned | $799.4M | $1.08B | $1.24B | $1.34B | $1.89B |
| Losses and benefits incurred | $1.55B | $993.1M | $1.00B | $1.01B | $1.57B |
| Claim reserves | $136.3M | $137.4M | $137.1M | $156.4M | $153.3M |
| Total revenues | $1.47B | $1.10B | $1.26B | $1.37B | $1.92B |
| Net income | −$587.8M | −$339.6M | −$213.4M | −$43.0M | −$85.5M |
| Shareholders' equity | $535.4M | $347.7M | — | — | — |
| Total assets | $950.8M | $808.6M | $570.7M | $580.7M | $541.0M |
| Medical cost ratio | 194.0% | 91.5% | 81.3% | 74.8% | 82.9% |
Medical cost ratio: medical costs and benefits incurred divided by premiums earned. Health insurers typically report 80 to 90 percent. Calculated from figures in the company's SEC filings. It is not a rating.
US insurance companies in this group
Legal entities from the NAIC company listing. 2 have complaint records from Texas, New York or Connecticut regulators; follow a link for details.
| Company | NAIC | Domicile | Complaint data |
|---|---|---|---|
| CLOVER HMO OF NJ INC | 16347 | NJ | TX |
| CLOVER Insurance Company | 86371 | NJ | TX |
Sources
Financial figures: SEC EDGAR structured data from 10-K filings, latest filed 2026-02-27. Insurance companies: NAIC company listing, with group links reviewed by promtinsurance.com. Complaint data: Texas Department of Insurance, New York Department of Financial Services and Connecticut Insurance Department. Data updated 2026-09-23.