Carriers › Public insurance groups
HCI Group, Inc.
HCI · NYSE · Property & casualty
| Stock ticker | HCI |
| SEC CIK | 0001400810 |
| Headquarters country | US |
| State or country of incorporation | FL |
| Fiscal year ends | December 31 |
| US insurance companies | 5 active |
Financial summary
From the company's annual 10-K filings with the SEC. US dollars.
| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Net premiums written | $474.6M | $464.9M | $629.0M | $761.1M | $880.3M |
| Net premiums earned | $377.3M | $463.6M | $495.9M | $677.6M | $821.7M |
| Losses and benefits incurred | $227.5M | $371.5M | $254.6M | $374.7M | $241.8M |
| Claim reserves | $237.2M | $863.8M | $585.1M | $845.9M | $576.5M |
| Total revenues | $407.9M | $499.6M | $550.7M | $750.1M | $900.9M |
| Net income | $1.9M | −$58.5M | $79.0M | $110.0M | $299.0M |
| Shareholders' equity | $323.4M | $162.6M | $324.8M | $453.3M | $1.04B |
| Total assets | $1.18B | $1.80B | $1.81B | $2.23B | $2.53B |
| Loss ratio | 60.3% | 80.1% | 51.3% | 55.3% | 29.4% |
Loss ratio: losses and loss adjustment expenses incurred divided by net premiums earned. Lower means a smaller share of premium went to claims. Calculated from figures in the company's SEC filings. It is not a rating.
US insurance companies in this group
Legal entities from the NAIC company listing. 1 has complaint records from Texas, New York or Connecticut regulators; follow a link for details.
| Company | NAIC | Domicile | Complaint data |
|---|---|---|---|
| CONDO OWNERS RECIPROCAL EXCHANGE | 17547 | FL | — |
| HOMEOWNERS CHOICE PROP & Casualty Insurance | 12944 | FL | — |
| PERRISK Insurance Company | 17429 | AZ | — |
| TAILROW Insurance EXCH | 17706 | FL | — |
| TYPTAP Insurance Company | 15885 | FL | CT (29) |
Sources
Financial figures: SEC EDGAR structured data from 10-K filings, latest filed 2026-02-26. Insurance companies: NAIC company listing, with group links reviewed by promtinsurance.com. Complaint data: Texas Department of Insurance, New York Department of Financial Services and Connecticut Insurance Department. Data updated 2026-09-23.