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Horace Mann Educators Corporation
HMN · NYSE · Property & casualty
| Stock ticker | HMN |
| SEC CIK | 0000850141 |
| Headquarters country | US |
| State or country of incorporation | DE |
| Fiscal year ends | December 31 |
| US insurance companies | 9 active |
Financial summary
From the company's annual 10-K filings with the SEC. US dollars.
| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Net premiums earned | $888.8M | $1.03B | $1.06B | $1.15B | $1.23B |
| Losses and benefits incurred | $590.7M | $747.0M | $769.1M | $745.0M | $711.5M |
| Claim reserves | $425.9M | $564.0M | $581.7M | $569.2M | $565.2M |
| Total revenues | $1.33B | $1.38B | $1.49B | $1.60B | $1.70B |
| Net income | $170.4M | $19.8M | $45.0M | $102.8M | $162.1M |
| Shareholders' equity | $1.50B | $1.10B | $1.18B | $1.29B | $1.48B |
| Total assets | $14.46B | $13.31B | $14.05B | $14.49B | $15.27B |
| Loss ratio | 66.5% | 72.7% | 72.8% | 65.0% | 57.9% |
Loss ratio: losses and loss adjustment expenses incurred divided by net premiums earned. Lower means a smaller share of premium went to claims. Calculated from figures in the company's SEC filings. It is not a rating.
US insurance companies in this group
Legal entities from the NAIC company listing. 6 have complaint records from Texas, New York or Connecticut regulators; follow a link for details.
| Company | NAIC | Domicile | Complaint data |
|---|---|---|---|
| EDUCATORS LIFE Insurance Company OF AMER | 62790 | IL | — |
| HORACE MANN Group | 3000 | — | — |
| HORACE MANN Insurance Company | 22578 | IL | TX, CT (4) |
| HORACE MANN LIFE Insurance Company | 64513 | IL | TX |
| HORACE MANN PROP & Casualty Insurance Company | 22756 | IL | TX |
| MADISON NATL LIFE Insurance Company INC | 65781 | WI | TX |
| NATIONAL TEACHERS ASSOC LIFE Insurance | 87963 | TX | TX |
| NTA LIFE Insurance Company OF NEW YORK | 15320 | NY | — |
| TEACHERS Insurance Company | 22683 | IL | TX, CT (5) |
Sources
Financial figures: SEC EDGAR structured data from 10-K filings, latest filed 2026-02-27. Insurance companies: NAIC company listing, with group links reviewed by promtinsurance.com. Complaint data: Texas Department of Insurance, New York Department of Financial Services and Connecticut Insurance Department. Data updated 2026-09-23.