Carriers › Public insurance groups
Lemonade, Inc.
LMND · NYSE · Property & casualty
| Stock ticker | LMND |
| SEC CIK | 0001691421 |
| Headquarters country | US |
| State or country of incorporation | DE |
| Fiscal year ends | December 31 |
| US insurance companies | 2 active |
Financial summary
From the company's annual 10-K filings with the SEC. US dollars.
| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Net premiums written | $102.3M | $222.6M | $349.3M | $415.1M | $763.5M |
| Net premiums earned | $77.0M | $172.4M | $315.2M | $370.6M | $536.3M |
| Losses and benefits incurred | $71.9M | $167.3M | $280.4M | $277.0M | $347.0M |
| Claim reserves | $97.9M | $256.2M | $262.3M | $298.1M | $303.1M |
| Total revenues | $128.4M | $256.7M | $429.8M | $526.5M | $737.9M |
| Net income | −$241.3M | −$297.8M | −$236.9M | −$202.2M | −$165.5M |
| Shareholders' equity | $988.2M | $866.8M | $708.9M | $593.4M | $533.6M |
| Total assets | $1.51B | $1.69B | $1.63B | $1.85B | $1.93B |
| Loss ratio | 93.4% | 97.0% | 89.0% | 74.7% | 64.7% |
Loss ratio: losses and loss adjustment expenses incurred divided by net premiums earned. Lower means a smaller share of premium went to claims. Calculated from figures in the company's SEC filings. It is not a rating.
US insurance companies in this group
Legal entities from the NAIC company listing. 2 have complaint records from Texas, New York or Connecticut regulators; follow a link for details.
| Company | NAIC | Domicile | Complaint data |
|---|---|---|---|
| LEMONADE Insurance Company | 16023 | NY | TX, CT (102) |
| METROMILE Insurance Company | 16187 | DE | TX |
Sources
Financial figures: SEC EDGAR structured data from 10-K filings, latest filed 2026-02-25. Insurance companies: NAIC company listing, with group links reviewed by promtinsurance.com. Complaint data: Texas Department of Insurance, New York Department of Financial Services and Connecticut Insurance Department. Data updated 2026-09-23.