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United Fire Group, Inc.
UFCS · NASDAQ · Property & casualty
| Stock ticker | UFCS |
| SEC CIK | 0000101199 |
| Headquarters country | US |
| Fiscal year ends | December 31 |
| US insurance companies | 11 active |
Financial summary
From the company's annual 10-K filings with the SEC. US dollars.
| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Net premiums written | — | $984.2M | $1.07B | $1.23B | $1.35B |
| Net premiums earned | $962.8M | $951.5M | $1.03B | $1.18B | $1.29B |
| Losses and benefits incurred | $652.2M | $637.3M | $769.4M | $744.6M | $764.4M |
| Claim reserves | $1.51B | $1.50B | $1.64B | $1.80B | $1.92B |
| Total revenues | $1.07B | $980.3M | $1.10B | $1.25B | $1.39B |
| Net income | $80.6M | $15.0M | −$29.7M | $62.0M | $118.2M |
| Shareholders' equity | $879.1M | $740.1M | $733.7M | $781.5M | $941.2M |
| Total assets | $3.01B | $2.88B | $3.14B | $3.49B | $3.84B |
| Loss ratio | 67.7% | 67.0% | 74.4% | 63.3% | 59.1% |
Loss ratio: losses and loss adjustment expenses incurred divided by net premiums earned. Lower means a smaller share of premium went to claims. Calculated from figures in the company's SEC filings. It is not a rating.
US insurance companies in this group
Legal entities from the NAIC company listing. 5 have complaint records from Texas, New York or Connecticut regulators; follow a link for details.
| Company | NAIC | Domicile | Complaint data |
|---|---|---|---|
| ADDISON Insurance Company | 10324 | IA | TX |
| FINANCIAL PACIFIC Insurance Company | 31453 | CA | — |
| FRANKLIN Insurance Company | 10728 | PA | — |
| LAFAYETTE Insurance Company | 18295 | LA | — |
| MERCER Insurance Company | 14478 | PA | TX |
| MERCER Insurance Company OF NJ INC | 43540 | NJ | — |
| UFG SPECIALTY Insurance Company | 19526 | IA | — |
| UNITED FIRE & Casualty Company | 13021 | IA | TX |
| UNITED FIRE & Casualty Group | 2488 | — | — |
| UNITED FIRE & IND Company | 19496 | TX | TX |
| UNITED FIRE LLOYDS | 43559 | TX | TX |
Sources
Financial figures: SEC EDGAR structured data from 10-K filings, latest filed 2026-02-26. Insurance companies: NAIC company listing, with group links reviewed by promtinsurance.com. Complaint data: Texas Department of Insurance, New York Department of Financial Services and Connecticut Insurance Department. Data updated 2026-09-23.