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Insurance in Hawaii
Minimum auto liability required
| Bodily injury, per person | $20,000 |
| Bodily injury, per accident | $40,000 |
| Property damage | $10,000 |
| Personal injury protection (PIP) | $10,000 |
| Fault system | No-fault |
Written as 20/40/10.
Worth knowing
- Hawaii is a no-fault state and prohibits the use of credit history, gender and age in auto insurance rating.
- Figures last reviewed September 2026. Confirm anything you rely on with the state insurance department.
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Complaint records for insurers, ranked by how often they are complained about relative to the policies they write.
State regulator
Hawaii Insurance Division
Contact them to verify a licence or file a complaint.