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Insurance in Iowa
Minimum auto liability required
| Bodily injury, per person | $20,000 |
| Bodily injury, per accident | $40,000 |
| Property damage | $15,000 |
| Fault system | At-fault (tort) |
Written as 20/40/15.
Worth knowing
- Figures last reviewed September 2026. Confirm anything you rely on with the state insurance department.
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State regulator
Iowa Insurance Division
Contact them to verify a licence or file a complaint.