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Insurance in Massachusetts
Minimum auto liability required
| Bodily injury, per person | $25,000 |
| Bodily injury, per accident | $50,000 |
| Property damage | $30,000 |
| Personal injury protection (PIP) | $8,000 |
| Uninsured motorist | 25/50 |
| Fault system | No-fault |
Written as 25/50/30.
Worth knowing
- Massachusetts raised its minimum limits on 1 July 2025, the first increase since 1988.
- Figures last reviewed September 2026. Confirm anything you rely on with the state insurance department.
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Complaint records for insurers, ranked by how often they are complained about relative to the policies they write.
State regulator
Massachusetts Division of Insurance
Contact them to verify a licence or file a complaint.