Insurance › States
Insurance in Minnesota
Minimum auto liability required
| Bodily injury, per person | $30,000 |
| Bodily injury, per accident | $60,000 |
| Property damage | $10,000 |
| Personal injury protection (PIP) | $40,000 |
| Uninsured motorist | 30/60 |
| Fault system | No-fault |
Written as 30/60/10.
Worth knowing
- Minnesota requires relatively high PIP limits, split between medical and economic loss.
- Figures last reviewed September 2026. Confirm anything you rely on with the state insurance department.
Compare companies
Complaint records for insurers, ranked by how often they are complained about relative to the policies they write.
State regulator
Minnesota Department of Commerce
Contact them to verify a licence or file a complaint.