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Insurance in Virginia
Minimum auto liability required
| Bodily injury, per person | $50,000 |
| Bodily injury, per accident | $100,000 |
| Property damage | $25,000 |
| Uninsured motorist | 50/100 |
| Fault system | At-fault (tort) |
Written as 50/100/25.
Worth knowing
- Virginia removed its uninsured motorist fee option in 2024, so insurance is now effectively mandatory.
- Limits rose to 50/100/25 in 2025.
- Figures last reviewed September 2026. Confirm anything you rely on with the state insurance department.
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Complaint records for insurers, ranked by how often they are complained about relative to the policies they write.
State regulator
Virginia Bureau of Insurance
Contact them to verify a licence or file a complaint.